It’s The Season Og Giving

 

 
Give Safely This Holiday Season

We are in the season of giving! Everyone is looking to purchase gifts for family and friends. This time of year also reminds us to give to those in need. However, even with how joyous this time of year may feel, it is important to remain vigilant for those grinches out there. Scammers want to take advantage of your generosity. We want to help you shop online and donate safely this holiday season, so here are some helpful tips to follow.
More From the Anti-Fraud Centre
 
Donating to Legitimate Charities

If you are looking to support a charity organization or even an individual in need, it is important to donate safely. You want to make sure that your generous donation is actually going to reach those in need. Here are some tips for donating safely this holiday season. 

  • Ask for details - full organization name, address, registration information, how the donation is spent, etc.

  • Research the charity (you can see if a charity is registered on the CRA website. You can also check sites like Canada Helps or Charity Intelligence.)

  • Take your time to think it over and even do research. 

  • Don’t be afraid or guilty to hang up the phone or delete that email if you are unsure

  • Keep a record of your donations.
CRA Registered Charities
 
Shopping Online Safely

More people are shopping online due to current events and the conveniences that come with it. However, it is good to be cautious when shopping online. Unfortunately, identity and banking information theft can occur. Because of this, many buyers are hesitant about online shopping. Here are some tips to ensure your information remains safe when shopping online.

  • Research retailers before you buy. Look for reviews or check websites like Trustpilot.

  • Be sure it has HTTPS in the address and the closed lock icon. This means the website is secure and will protect any sensitive information.

  • Look for contact information like a phone number or email address at the bottom of the website. Legitimate retailers almost always have contact information.

  • Use your credit card when shopping online. 

    • If your account is compromised, you’re not liable for unauthorized charges and can dispute transactions with your bank to have them reversed.
More Online Security Tips
 
If you suspect fraud or have been the victim of a fraud, report it to your local police service and to the Canadian Anti-Fraud Centre online at: www.antifraudcenter.ca or by calling: 1-888-495-8501. You should also contact your bank and credit card company if you believe your personal or financial information has been compromised.
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